Privay & Policy

Your Assurance of Privacy. Thank you for wanting to make save with us.

Last updated: 13th August, 2021

This privacy policy (this "Privacy Policy") explains how personal information is collected, used, stored, and disclosed by Savings Box (a Product of Reliance Thrift and Credit Cooperative Society Ltd). ("SavingsBox" "we," "us," and "our"). The provisions contained in this Privacy Policy supersede all previous notices and statements regarding our privacy practices with respect to our services. Savings Box is a Fintech platform that allows users to Save, Earn, Jollificate and equally experience benefits of Cooperative Society digitally. You are advice to read the privacy agreement thoroughly before using of the features.

We will collect personal information within the scope required by law, and we will promptly notify you each time we collect personal information. You expressly authorize that we collect and process data in accordance with this privacy agreement. Your information won’t be shared with unauthorized third-party either for advertisement sake nor otherwise. If you do not wish to be bound by these terms, you may not be able to access . We collect your data to facilitate the provision of services to you, and to verify your identity.

Application of this Privacy Policy

This Privacy Policy applies generally to the business of SavingsBox and serves to set out our approach to personal data, inclusive of personal data of our members, clients, consumer users ("Users"). This Privacy Policy applies to use of our websites, applications, other online services and/or any related services, sales, marketing, promotional or events, and social media activities (collectively, our "Services"). For our Users, this Privacy Policy is part of our Terms of Use. This Privacy Policy applies to your use of (regardless of means of access) our Services. You may access or use our Services through a desktop, laptop, mobile phone, tablet, or other consumer electronic device (each, a "Device").

Information You Provide Us

In general, you can visit without telling us who you are or revealing any information about yourself. When you submit an inquiry to us via any means, register for a SavingsBox account, register to attend a SavingsBox event, interact with us on social media, partake in competitions and promotional activities; we may collect personal information from you, which may include your name, email address, mobile phone number, BVN, banking information, image and other information that identifies you (collectively, "Personal Information"). By providing your Personal Information to us, you expressly agree to our collection, use, storage, and disclosure of such information as described in this Privacy Policy. As a User, we will also ask you to create login information for your Savings Box account, such as a username and password.

Transactions Information

We collect Personal Information about your transactions with us and others.

Information from Third Parties

We require your NEXT OF KIN Personal Information. The Next of Kin is recognized under the law to access your fund in an event of user permanent disability/death.

Information Automatically Collected

We (or our service providers acting on our behalf) may collect information about your use of our Services. This information may include Personal Information as well as statistical information that does not identify you ("Analytics"). Some Analytics may be correlated with Personal Information. When Analytics are, directly or indirectly, associated or combined with Personal Information, such Analytics will be considered Personal Information for purposes of this Privacy Policy. Information that we automatically collect in connection with your access or use of our Services may include: Device Information: We may collect Device-specific information (such as hardware model, operating system version, unique Device identifiers, and mobile network Information, including your mobile phone number). We may associate your Device identifiers or mobile phone number with your SavingsBox account. Log Information: We may record or log information from your Devices, their software, and your activity accessing or using our Services.
This information may include:
- The Device's Internet Protocol ("IP") address
- Identification numbers associated with your Devices
- Device event information, such as crashes, system activity, and hardware settings
- Location preferences
- Date and time stamps of transactions
- System configuration information
- Other interactions with our Services

Information Collected Through Cookies and Similar Technologies

We use cookies to improve your surfing experience on our platforms.

How We Use Information

We may use Analytics as described elsewhere in this Privacy Policy and for research and commercial purposes, such as to improve our Services. We may use Personal Information for the purposes described elsewhere in this Privacy Policy and internally for our general commercial purposes, including, among other things, to offer our products and services and products and services of third parties that we think you might find of interest. Only Savings Box and our third-party service providers involved in distributing the offers or providing the products or services will have access to your Personal Information. Our third-party service providers will only be permitted to use Personal Information for that intended purpose. We may use your email address to respond to your inquiries and to provide information about our Services. You may elect not to receive promotional emails from us either by "unsubscribing" to an email you receive from us or by contacting us as indicated below. As a User, if you unsubscribe from receiving emails from us, we may still send you non-promotional emails, such as emails about your SavingsBox account or our ongoing business relations, unless you withdraw your consent to receive electronic communications as provided in our Terms of Use.